To use Replicate, you must first purchase credit upfront. We’ll deduct your usage from your credit balance as you go.

[](#purchasing-credit)Purchasing credit
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To buy credit, you’ll need to add a payment method in the [billing settings](https://replicate.com/account/billing). Then click **Add credit** to choose how much credit to purchase. We’ll immediately charge your payment method and update your credit balance.

Purchased credit is valid for 1 year from the purchase date and is not refundable.

[](#auto-reload)Auto reload
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You can optionally choose to set up auto reload. If auto reload is enabled, when your credit balance falls below a certain threshold, we’ll automatically top up your credit balance to a preset amount. For example, if you set a $10 threshold and $50 reload balance, we’ll add $40 to your account when your balance drops to $10, bringing it back to $50.

The minimum threshold is $5 and the minimum reload balance is $15. You can edit or disable auto reload at any time in the [billing settings](https://replicate.com/account/billing).

If your current balance is below or equal to the threshold you set, your reload will immediately kick in once you click save.

[](#what-happens-when-you-run-out-of-credit)What happens when you run out of credit
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As soon as your balance hits zero, we will prevent any new work from starting and shut down any infrastructure we’re running for you. In rare cases, a prediction may run over your credit balance. In these instances, we’ll automatically charge your default payment method at the end of the month for the outstanding balance.