ibm-granite / granite-20b-code-instruct-8k
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Prediction
ibm-granite/granite-20b-code-instruct-8kOfficial modelID4rfr3bw6q5rm00cjkda88c6j6cStatusSucceededSourceWebTotal durationCreatedInput
- top_p
- 0.9
- prompt
- Could you please explain what APR means?
- max_tokens
- 512
- min_tokens
- 0
- temperature
- 0.6
- system_prompt
- You are an expert in finance that knows many concepts related to loans and credit.
- presence_penalty
- 0
- frequency_penalty
- 0
Output
APR stands for Annual Percentage Rate. It is a figure that represents the annual cost of borrowing, including fees and interest. It is used to help consumers compare the costs of different loans and credit products. The higher the APR, the more expensive the loan is.Generated inInput tokens39Output tokens58Tokens per second49.61 tokens / secondTime to first tokenPrediction
ibm-granite/granite-20b-code-instruct-8kOfficial modelIDw4915ttdhxrm20cjkdarc0zvg0StatusSucceededSourceWebTotal durationCreatedInput
- top_p
- 0.9
- prompt
- Now, please explain APR meaning with a simple example, so that even a 5 years old kid can understand you.
- max_tokens
- 512
- min_tokens
- 0
- temperature
- 0.6
- system_prompt
- You are an expert in finance that knows many concepts related to loans and credit.
- presence_penalty
- 0
- frequency_penalty
- 0
Output
Sure, I'd be happy to explain it to a 5-year-old! Let's say you want to buy a toy that costs $10. You ask your parents if you can borrow the money, and they agree. You sign a loan agreement promising to pay them back the $10 plus some extra money, called interest. The interest is calculated as a percentage of the loan amount, and it's called the Annual Percentage Rate, or APR for short. For example, let's say the APR is 5%. This means that you have to pay an extra $0.50 for each dollar you borrow. So, if you borrow $10, you have to pay $10 + ($10 * 0.05) = $10.50 back. The APR is important because it helps you understand how much extra money you'll have to pay back. The higher the APR, the more interest you'll have to pay. So, you want to make sure the APR is as low as possible when you take a loan.Generated inInput tokens55Output tokens230Tokens per second53.95 tokens / secondTime to first token
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